If you're enrolled for 2022 coverage, you have access to a nationwide network of attorneys who can:
Network attorneys can help with a variety of legal services, including:
Please note: Visit BenefitConnect during Annual Benefits Enrollment to enroll for the 2023 plan year.
Enrollment is available only to benefit-eligible employees during CommonSpirit’s Annual Benefits Enrollment. When you sign up, you are enrolling for the full plan year and must remain in the plan until the next Special Enrollment period.
Currently Enrolled for 2022 Coverage?
If you are currently enrolled, visit the ARAG Legal Center to learn more about what the plan offers, research legal topics and more! Use Access Code: 17897dh
Who is the provider?
ARAG® is a leading provider of legal insurance in the U.S., offering the most comprehensive legal insurance plan designed around a nationwide network of attorneys. Network attorney fees are 100% paid in full for most covered legal matters.
The legal insurance plan provides affordable legal counsel for a variety of legal matters, such as a dispute with a contractor, buying or selling a home or creating a will.
How can this help me?
Legal is everywhere. And this affordable, versatile benefit puts a network of attorneys on your side, ready whenever you need assistance with legal matters or financial issues. That means you can consult with a network attorney to help you create a will, fight a traffic ticket or take legal action regarding a dispute with a home contractor. And it's covered under your legal insurance benefit because network attorney fees are 100% paid in full for most covered legal matters.
Simply call ARAG at 1.800.247.4184 and a Customer Care specialist will help you get connected with a network attorney in your local area. The attorney can:
To help you better manage today's common legal and financial matters, visit the Learning Center at ARAGLegalCenter.com (use Access Code 17897dh), where you have access to a variety of tools and resources, including:
Who is covered?
ARAG’s UltimateAdvisor® offers unlimited telephone advice and in-office consultations regarding a wide range of personal legal issues and full representation for the following:
Plus many more—visit ARAGLegalCenter.com and enter Access Code 17897dh for a complete list.
Are there any exclusions?
The plan covers most personal legal services. The following matters are excluded from coverage:
Pre-existing matters: If you have already hired the services of an attorney, a legal action has been filed or any actual or alleged violations of either party's rights has occurred, you are not eligible for paid-in-full coverage. However, as a plan member, you are eligible to receive telephone legal advice for non-excluded matters from a network attorney as well as reduced fee benefits for in-office legal services of at least 25 percent off their normal rate.
What attorney can I use?
You have access to more than 15,000 network attorneys across the U.S. who:
You also have the flexibility to use a non-network attorney and get reimbursed for covered services according to the indemnity benefits under your legal plan. If you have difficulty connecting with a network attorney, contact ARAG for help to receive full plan benefits on covered matters.
To find local network attorneys, please contact ARAG Customer Care at 1.800.247.4184. You can also log in to ARAGlegal.com/myinfo (use Access Code 17897dh) and access the Attorney Finder to search for a network attorney by area of law and location. If you have any difficulty locating a network attorney, please call ARAG Customer Care for assistance.
Members can also download the ARAG Legal app to make it easier to select and connect with attorneys.
How are payments handled with a non-network attorney?
Can I use this plan for small business-related or employment-related legal matters?
What if my employment status changes?
Limitations and exclusions apply. Depending upon a state's regulations, ARAG's legal insurance plan may be considered an insurance product or a service product. Insurance products are underwritten by ARAG Insurance Company of Des Moines, Iowa. Service products are provided by ARAG Services, LLC. This material is for illustrative purposes only and is not a contract. For terms, benefits or exclusions, call 1-800-247-4184.